The Right Home.
You’ve Earned It.
Closer Than You Think
Closer Than You Think
Most people assume buying a home is out of reach and the gap between renting and owning is too wide to cross. But when you put the actual numbers side by side, the picture often looks different.
At Kindred at Sierra Vista, monthly mortgage payments on many homes are comparable to, or less than, what renters in the area are paying today. The difference is that one of those payments is building something. The other isn’t.
You might be closer to owning than you think.
Rent Vs. Own: Payment Breakdown.
Rent Vs. Own: Payment Breakdown.
We worked with our preferred lender, Brian Skarg with Community Lending Group (CLG), to put together real payment estimates based on current rates and home prices at Kindred.
For this comparison, we used Plan 6, the most affordable home available, which features 1,840 SF of living space, 3 bedrooms, 2.5 bathrooms and a 2-car attached garage in a two-storey layout.
The comparison may surprise you.
* Rate buydown applicable with $30K downpayment. Estimated payments are for illustrative purposes only. Actual costs and loan terms will vary based on home price, financing, interest rates, taxes, insurance and borrower qualifications. Financing is subject to lender approval. Please consult a licensed mortgage lender for a personalized payment estimate.
Same Payment. A Completely Different Outcome.
Same Payment. A Completely Different Outcome.
When the monthly costs are similar, the decision comes down to what that payment is doing for you.
Closer to Homeownership
Every mortgage payment contributes to ownership. Rent payments don’t.
Your Payment Stays Predictable
A fixed-rate mortgage holds steady. Rent tends to increase year over year.
You Gain Tax Advantages
Homeowners may be eligable to deduct mortgage interest. Consult with your tax consultant.
It’s Yours
With the help of our design team at our in-house Design Studio, you choose the finishes, make it your own and put down roots on your terms.
A Neighborhood Designed For Real Life
A Neighborhood Designed For Real Life
Kindred at Sierra Vista is a welcoming West Roseville community offering 159 three-to-five-bedroom homes across nearly 29 acres. With floorplans ranging from 1,840 to 3,272 SF, including single- and two-story designs, there are options well suited for first time buyers, growing families and those looking for a home they can settle into for the long term.
Homes are designed with practical layouts that support everyday living, with features like large kitchen islands, spacious pantries, flex rooms and multi-gen suites. Spanish Eclectic, California Prairie, Monterey and Farmhouse architecture gives the neighbourhood a timeless, cohesive character.
Model homes are open daily. No appointment needed. View hours here.
Quick Move-In Homes
Quick Move-In Homes
Explore move-in-ready homes available in Kindred at Sierra Vista in Roseville, California. Connect with a member of our team for possession dates.
1425 Marmo Circle, Roseville, CA
Lot 112-01
Plan 2
2,095 SF
. 3 Bedrooms
. 2.5 Bathrooms
$741,111
1408 Marmo Circle, Roseville, CA
Lot 59-01
Plan 3
2,600 SF
. 3 Bedrooms
. 2.5 Bathrooms
$784,058
1401 Marmo Circle, Roseville, CA
Lot 115-01
Plan 5
3,272 SF
. 5 Bedrooms
. 3.5 Bathrooms
$864,227
3153 Torrente Dr. Roseville, CA
Lot 010-03
Plan 6
1,840 SF
. 3 Bedrooms
. 2.5 Bathrooms
$610,076
3161 Torrente Dr. Roseville, CA
Lot 011-03
Plan 7
2,062 SF
. 3 Bedrooms
. 2.5 Bathrooms
$645,876
Frequently Asked Questions
Frequently Asked Questions
Less than most people expect. While 20% down is the traditional benchmark, many buyers qualify for programs that require as little as 3–5% down. First-time buyer programs and government-backed loans like FHA can lower that bar further. Our team can connect you with our preferred lender who will walk you through what makes sense for your situation.
A lender pre-approval is the clearest way to find out and it typically takes about 20 to 30 minutes. Credit score, income and existing debt are the main factors, but there are a wide range of programs designed to work with different financial situations. It is worth the conversation before assuming the answer is no.
A fixed-rate mortgage locks in your interest rate for the life of the loan, so your payment stays consistent month to month. A variable rate can shift over time depending on market conditions. Most buyers purchasing a long-term home prefer the stability that a fixed rate provides.
In addition to your monthly mortgage payment, it is worth budgeting for property taxes and homeowner’s insurance and possible Private Mortgage Insurance (PMI).
Your payment typically covers four things: principal (paying down what you borrowed), interest (the cost of borrowing), taxes (property taxes held in escrow) and insurance (homeowner’s insurance). Your lender will walk you through each component before you commit to anything.
Interest rates are one part of the picture, but not the whole story. If rates come down in the future, refinancing is an option. Waiting for ideal conditions means continuing to contribute to someone else’s investment rather than your own. The right time to buy depends on your personal situation, and that is exactly the kind of conversation our team is here to have.
Reach out to our sales team. We will connect you with our preferred lender for a no-obligation pre-approval conversation, show you what is currently available at Kindred and give you the information you need to make the right decision for you.
Contact Us
Documentation
Sales Office and Model Home Hours
Open Daily 10am to 5pm
Wednesdays 2pm to 5pm
Community Phone
Community Email
Sales Representative
Sales Representative
Sales Office and Model Homes Address
1033 Marmo CirRoseville, CA
United States View Map
Sales Office and Model Home Hours
Open Daily 10am to 5pm
Wednesdays 2pm to 5pm
Sales Representative
Sales Representative
Documentation
